Buy now and pay later with PaPal
PayPal financing offer with 0% interest for 3 months
Our 0% interest offer is better than just an introductory offer.
Simply spend over £99.00 and you get 0% interest for 3 months on that purchase.
The great thing is you’ll automatically get 0% for 3 months every time you spend over £99.00.
So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.
It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and we’ll give you a decision instantly.
If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.
How our 0% offer works.
Spend £99.00 or more in one go with PayPal Credit.
To be eligible to apply for PayPal Credit you must:
Be a UK resident aged 18 years or over
Have a good credit history and not be declared bankrupt
Have an annual income of more than £7,500.
PayPal Credit FAQs.
What is PayPal Credit?
PayPal Credit is like a credit card, without the plastic.
It’s a credit limit that sits alongside your PayPal account which you can use for your online purchases.
What credit offers are available?
A 0% interest offer you can use again and again.
Our 0% interest offer is better than just an introductory offer.
Simply spend over £99.00 and you get 0% interest for 3 months on that purchase.
The great thing is you’ll automatically get 0% for 3 months every time you spend over £99.00.
So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.
It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and we’ll give you a decision instantly.
If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.
How our 0% offer works.
Spend £99.00 or more in one go with PayPal Credit.
Any remaining balance due after the 3-month promotional period or any transactions under £99 will be charged interest at 21.9% p.a. (variable).
In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.
How do I apply?
You can apply for PayPal Credit by clicking the button on our checkout page.
The application process only takes a few minutes to complete.
Once they receive your application PayPal will perform a credit check and if your application is approved you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.
Once approved you can use your credit limit to pay for your purchases from interiors2suitu.co.uk and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.
How does the 0% for 3 months offer work?
0% interest for 3 months is available on single transactions of £99 or more.
It applies automatically to any purchase made using PayPal Credit in excess of this value, except those to which another Promotional Purchase Offer (such as an instalment offer) applies.
You can use this offer as many times as you like as long as you have an available credit limit.
Any remaining balance due after the 3-month promotional period or any transactions under £99 will be charged at 21.9% p.a (variable).
If you fail to make minimum repayments on time or in certain other circumstances, PayPal may remove your offer.
Please see the Credit Agreement for more details.
How do I make payment?
You can make a single payment from your bank account, debit card or PayPal balance at any time, online by logging into your account and clicking 'Make a Payment'.
How do I manage my account?
You can keep track of your PayPal Credit activity and history by logging in to your PayPal account and selecting PayPal Credit.
Do I need to reapply if I already Have PayPal credit?
If you already have PayPal Credit you do not need to reapply, just select PayPal Credit as your payment option at checkout.
Do I need to have a PayPal account?
Yes, however if you don’t have a PayPal account, you can create one as part of the PayPal Credit application.
What is the cost of PayPal credit outside of promotional offers?
Representative Example
Purchase rate 21.9% p.a. (variable)
Representative 21.9% APR (variable)
Assumed Credit Limit £1,200
* The minimum payment due still applies to 0% offer balances.
Any remaining balance due after the 3-month promotional period or any transactions under £99 will be charged interest at 21.9% p.a.
